to make information more complete,
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The_Gladiator
Multi Medi Plus
Life can be unpredictable. No one knows when an accident can happen. Nasty events can cause serious changes in your life. The lifestyle and comfort you and your family are now enjoying may suddenly disrupted by an accident. Overnight, things could look very different. That is why a comprehensive accident policy is essential for you to fall back on.
But now, you can be assured of a reliable help in time of need with The Gladiator at minimal cost.
This policy's unique features include:
Financial Obligation Benefit
In the event of an accidental death or permanent disability, we would settle your outstanding financial obligation on your housing loan and or motor loan up to six months repayment sum and or the outstanding balance on your credit card(s) at the time of the accident. The amount payable depends on the plan selected.
Cashless Hospital Admission
In the event of an accident which resulting in hospitalisation, our partner, Asia Asistance Network (M) Sdn Bhd, whom can be contacted through their 24-hour Alarm Centre at hotline number (603-7954 4717), will facilitate admission into or discharge from the participating hospital by providing a guarantee to the hospital concerned up to a maximum limit of medical expenses benefit of the policy.
Bereavement Allowance for Dengue Fever, Malaria, JE and SARS
10% of the capital sum insured will be payable in the event of death due to dengue, malaria, Japanese Encephalitis (JE) or Severe Acute Respiratory Syndrome (SARS).
Kidnap Benefit
A lump sum of RM5,000 for necessary expenses incurred by the Insured’s family and will also offer a reward of RM25,000.00 for information leading to the recovery of the insured. In addition, the capital sum insured will be paid in full if the kidnapped insured is not recovered after a period of one (1) year from the day of the kidnap.
Coverage for Impotency & Infertility
10% of the capital sum insured will be payable for suffer impotency or infertility due to an accident.
Express funeral expenses payment
In the event of accidental death, funeral expenses of RM5,000 will be payable to the nominee upon notification of death.
Incremental in Sum Insured
No Claims Bonus The capital sum insured for accidental death and permanent disablement will be increased by 10% on each renewal up to a maximum of 50% if no claims has been lodged under the policy.
Double Indemnity
The compensation shall be doubled in the event of an accident resulting in death or permanent total paralysis whilst travelling as a fare-paying passenger on any mode of public transport or whilst travelling overseas.
For detailed information, Please refer to Table of Benefits .
Questions to anyone who knows the answer:
1) would a personal accident protection cover (or medical protection) any of these following cases?
--------fell injury caused by third party criminal act e.g. a motorcyclist snap your handbag and you fell, injured hand required long term physiotherapy
--------fell injury by accident at home while taking shower
--------fell injury by accident at a shopping mall required on-going physiotherapy
--------fell injury caused by medicines' side effects
2) how do you make a claim (if possible) and what evidence/s do you need?