Author Topic: Different types of funds  (Read 3536 times)

Offline earwax

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Different types of funds
« on: September 25, 2006, 08:19:00 AM »
Good day.

What is the difference between Unit Trusts / Mutual Funds / Equity / Bonds / Money Market?  ???
Right beside every great brain there is... Earwax! :)

Offline Maxforce

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Re: Different types of funds
« Reply #1 on: September 25, 2006, 07:30:41 PM »
*Cough* *Cough*
Go read from Wikipedia.
Five points a day, keeps you out of harm's way.

Offline penang_lim

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Re: Different types of funds
« Reply #2 on: October 01, 2006, 10:14:53 PM »
Equity = stocks
Bonds = Your money are bonded for a lower risk investment
Trust funds = You entrust your money to a group of fund managers that will decide on a portfolio of stocks/bonds/funds best to invest in according to an objective preset by them.

Money market = a market where you grow/degrow your money which includes the equities, bonds and trust funds.

PS: Definition is not from Wikipedia, just some sharing from me.
When the time comes, all investment knowledges should be passed to the younger generations for further enhancement.

Thx & Rgds;
Lim

Offline Maxforce

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Re: Different types of funds
« Reply #3 on: October 01, 2006, 10:23:38 PM »
Unlike me, there are kind ppl in forum like penang_lim

But I ll like to add that Bonds are not necessarily lower risk.
An ex colleague of mine lost RM80K in 2 months in the bond market previously in 2004.

Five points a day, keeps you out of harm's way.

Offline penang_lim

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Re: Different types of funds
« Reply #4 on: October 01, 2006, 10:29:48 PM »
Perhaps, the questions are too easy for Maxforce but believe me, there are lots people who are very new here.  In fact, I'm a newbie for the Technical Analysis that is a hot topic here.

I believe that this forum would educate and stirred more people to financial awareness.  In fact, had read many of your postings which are very good for those intermediate like some of us here.
When the time comes, all investment knowledges should be passed to the younger generations for further enhancement.

Thx & Rgds;
Lim

Offline Maxforce

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Re: Different types of funds
« Reply #5 on: October 01, 2006, 10:40:02 PM »
Sounded like taking me on only. Haha
Look, new is okay.
Everyone started new.
But I believe must put effort.
If too basic question, then I become slightly sarcastic lah :P
But still, I posted a manner to check the info.

ANyway, TA is something that everyone should learn if want to play stock market.
How much one can learn depends on how much the person wants to.
Hence the effort thing again.

Sorry, just hate all the way spoon feeding.
E.g. in another forum, when I posted the TA made easy thread, some ppl ask for comments on certain stocks. For those who just ask without any charts/analysis of their own, i couldnt care less. For those who did their own analysis and then ask for comments, I posted additional stuffs for the person's consideration.
THat my friend, is my style. - Comments are already free, but NO spoonfeeding.
Five points a day, keeps you out of harm's way.

Offline penang_lim

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Re: Different types of funds
« Reply #6 on: October 01, 2006, 10:48:16 PM »
Frankly, the postings in the TA sections sounds very Greek to me until I read some of the explainations at Personal Money Sep 06 issue that highlighted some learnings stuff.  However, still find the 'Butterfly' graphs challenging.  I'll put it as quite advance at my standard but any suggestions on reading to improve the Technical Analysis skills?  Thanks.  :)
When the time comes, all investment knowledges should be passed to the younger generations for further enhancement.

Thx & Rgds;
Lim

Offline Maxforce

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Re: Different types of funds
« Reply #7 on: October 01, 2006, 11:09:33 PM »
You have gotta to be kidding me!?
Which part sounded Greek?

PS Butterfly is more complicated. And sorry, me no read Personal Money. Me no like.
Five points a day, keeps you out of harm's way.

Offline Salahdin

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Re: Different types of funds
« Reply #8 on: October 02, 2006, 11:56:16 PM »
I also think that the Butterfly seemed to be quite advance stage.  Btw, is Personal Money a good magazine for a starter like me?  If now, then can suggest some other magazines?
The worst way of learning is to keep all the knowledge to yourself.  So, share it to others as they would to you.

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Salahdin (The Great Caliph of Baghdad)

Offline julez.lim

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Re: Different types of funds
« Reply #9 on: October 05, 2006, 10:59:24 AM »
Previously, I read Personal Money... And yes, it's good for beginners who would like to learn about Personal Finance ranging from Self Improvement to Insurance and to Unit Trust