Author Topic: How about critical illnesses claims up to 3 times?  (Read 6438 times)

Offline venven81

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How about critical illnesses claims up to 3 times?
« on: February 19, 2009, 10:29:03 PM »
This is one of its kind in the whole of Asia Pac region. A term insurance that gives you:
-critical illnesses claims of up to 3 times
-coverage for 2 instances of Cancer
-waiver of premium upon diagnosis of 1st critical illness

Is there a need for such protection ???
Well I guess it's better than not having it at all. What say you? 
Prudential for your protection & investment needs

Offline penang_lim

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Re: How about critical illnesses claims up to 3 times?
« Reply #1 on: February 19, 2009, 10:51:44 PM »
Venven,

           How much protection in actual value that it confers and how much is the term insurance?
When the time comes, all investment knowledges should be passed to the younger generations for further enhancement.

Thx & Rgds;
Lim

Offline jeybon

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Re: How about critical illnesses claims up to 3 times?
« Reply #2 on: February 19, 2009, 11:15:25 PM »
How about the cancer part?  What do you mean by 2 instances?  Thanks.
Regards,
Jeybon

Offline hightelf

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Re: How about critical illnesses claims up to 3 times?
« Reply #3 on: February 20, 2009, 02:04:08 AM »
they run with risk management the more risk the more money u pay ...

Offline leno

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Re: How about critical illnesses claims up to 3 times?
« Reply #4 on: February 20, 2009, 12:12:15 PM »
If you have "CRITICAL ILLNESS" ~ by the time your FIRST CLAIM is APPROVED ... you already 6 feet under !
Err ... are you planning to dig yourself up to make another 2 claims ... whoaa !

 ::)
« Last Edit: February 20, 2009, 12:33:20 PM by leno »

Offline venven81

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Re: How about critical illnesses claims up to 3 times?
« Reply #5 on: February 20, 2009, 12:44:28 PM »
If you have "CRITICAL ILLNESS" ~ by the time you time your FIRST CLAIM is APPROVED ... you already 6 feet under !
Err ... are you planning to dig yourself up to make another 2 claims ... whoaa !

 ::)

haha... Actually no one WANTS to make any critical illness claim for that matter. Who would want to suffer from any illnesses at all?
This product is merely a supplement to what we would already have. Is it necessary? Up to individual to judge.


penang_lim,

Actual protection depends on your Sum Assured. The max SA is capped at RM800,000.00.
The term can cover up to age 85 next birthday.


jeybon,

When the first Cancer claim is made, a 5-year cancer free waiting period between Cancer claims is also required and the second Cancer cannot be from the same site as the 1st Cancer.
The 5-year cancer free waiting period is defined as sixty (60) months from the date that the Cancer is deemed by the Oncologist to be in remission for the first Cancer and/or any subsequent Cancer.


If you'd like to read more, please download the PDF file from the link below  ;)

http://www.4shared.com/file/88570030/7830c9c7/PRUmultiple_Crisis_Cover.html (http://www.4shared.com/file/88570030/7830c9c7/PRUmultiple_Crisis_Cover.html)
Prudential for your protection & investment needs

Offline Kucing

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 ;D ;D ;D ;D ;D ;D ;D ;D

Offline danieltkb

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Re: How about critical illnesses claims up to 3 times?
« Reply #7 on: November 13, 2009, 01:58:46 AM »
UNLESS U WANT TO CHEAT THE COMPANY,
DO U THINK DOING THIS IS RIGHT , MORALLY?
MAY U NEED MORE, AS YOU HAD SIN AGAINST GOD,
THAT WHY U NEED CI ,
THE MORE U DO, THE MORE CI U NEED,
BE CAREFULL.
DECEPTION

Offline dylontn

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Re: How about payout early stage of critical illnesses ?
« Reply #8 on: July 29, 2011, 11:23:53 PM »
I hav one investment-linked insurance( Graet Eastern) that which pays upon early diagnosis of a critical illness, not when the illness has become more severe- as with most insurance plans. If u need more info i am feel free to assist u.

Offline leno

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Re: How about critical illnesses claims up to 3 times?
« Reply #9 on: September 09, 2011, 11:12:48 PM »
Nominated for the BEST INSURANCE PHRASE of the YEAR  :clap: :clap: :clap:

If you have "CRITICAL ILLNESS" ~ by the time your FIRST CLAIM is APPROVED ... you already 6 feet under !
Err ... are you planning to dig yourself up to make another 2 claims ... whoaa !

 ::)

Offline vistar

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Re: How about critical illnesses claims up to 3 times?
« Reply #10 on: September 11, 2011, 01:58:15 AM »
Nominated for the BEST INSURANCE PHRASE of the YEAR  :clap: :clap: :clap:


I sokong the Nomination!

kekekekkeke :D :D :D :D

Offline Panama_09

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Re: How about critical illnesses claims up to 3 times?
« Reply #11 on: March 18, 2012, 02:40:21 PM »
PRUmultiple crisis cover
A plan that allows you to bounce back after a critical illness...again and again.
PRUmultiple crisis cover is a term plan that recognizes the need for enhanced protection and peace of mind. This plan not only covers you against death, Total and Permanent Disability (TPD), it also protects you against a wide range of critical illnesses and allows you to make MULTIPLE critical illness and cancer claims.
 
But not only that, you may also add on supplementary benefits that will further enhance your PRUmultiple crisis cover plan, which means you can customise this plan with features that would best suit your needs.
Benefits
How It Works
Who Can Apply
Optional Benefits
Download Brochure
Critical illnesses claims of up to THREE times


You are allowed up to THREE critical illness claims from a comprehensive and wide-ranging list of illnesses, allowing you a peace of mind knowing that you are covered again and again.
 
Coverage for TWO instances of Cancer
PRUmultiple crisis cover allows you to make up to TWO cancer claims, giving you added protection when you need it most.
 
WAIVER of PREMIUMS upon diagnosis of critical illness
From the first instance of critical illness diagnosis, PRUmultiple crisis cover will waive all future premiums, so that you can concentrate on getting your health back on track without any additional worry.
 
COMPREHENSIVE coverage for death, disability and critical illnesses
We truly understand when you need help the most by giving you protection for a wide range of critical illnesses in addition to death and Total and Permanent Disability (TPD) benefits.
This is one of its kind in the whole of Asia Pac region. A term insurance that gives you:
-critical illnesses claims of up to 3 times
-coverage for 2 instances of Cancer
-waiver of premium upon diagnosis of 1st critical illness

Interested? Email me at panama_09@yahoo.com

Is there a need for such protection ???
Well I guess it's better than not having it at all. What say you?