Author Topic: All about Public Mutual.  (Read 38327 times)

Offline kparam77

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All about Public Mutual.
« on: August 12, 2012, 06:45:15 PM »
This is fund performance start from 01/01/2012, as at 31/07/2012.



 
PUBLIC AGGRESSIVE GROWTH FUND (Open For EPF and Cash)
PAGF / 3.51%
 
PUBLIC ASIA ITTIKAL FUND
PAIF / 6.81%

PUBLIC AUSTRALIA EQUITY FUND
PAUEF /6.81%

PUBLIC BALANCED FUND(Open For EPF and Cash)
PBF / 2.11%

PUBLIC BOND FUND
PBOND /2.99%

PUBLIC CHINA ITTIKAL FUND
PCIF / -8.36%
 
PUBLIC CHINA SELECT FUND
PCSF / -17.09%

PUBLIC CHINA TITANS FUND
PCTF / -0.92%
 
PUBLIC DIVIDEND SELECT FUND (Open For EPF and Cash)
PDSF / 9.58%
 
PUBLIC ENHANCED BOND FUND
PEBF / 4.1%
 
PUBLIC ENTERPRISES BOND FUND
PENTBF / 1.26%

PUBLIC EQUITY FUND (Open For EPF and Cash)
PEF / 3.20%

PUBLIC FAR-EAST ALPHA-30 FUND
PFA30F / -0.20

PUBLIC FAR-EAST BALANCED FUND
PFEBF / 2.62%

PUBLIC FAR-EAST CONSUMER THEMES FUND
PFECTF / 3.33%
 
PUBLIC FAR-EAST DIVIDEND FUND
PFEDF / -1.57%
 
PUBLIC FAR-EAST PROPERTY & RESORTS FUND
PFEPRF / 14.25%

PUBLIC FAR-EAST SELECT FUND
PFES / -6.96%
 
PUBLIC FAR-EAST TELCO & INFRASTRUCTURE FUND
PFETIF / -4.36%
 
PUBLIC FOCUS SELECT FUND (Open For EPF and Cash)
PFSF / 12.97%

PUBLIC GLOBAL SELECT FUND
PGSF / 4.91%
 
PUBLIC GROWTH FUND (Open For EPF and Cash)
PGF / 2.60%
 
PUBLIC INDEX FUND (Open For EPF and Cash)
PIX / 6.71%
 
PUBLIC INDONESIA SELECT FUND
PINDOSF / 1071%
 
PUBLIC INDUSTRY FUND (Open For EPF and Cash)
PIF / 6.70%
 
PUBLIC INSTITUTIONAL BOND FUND
PINBOND / 1.86%
 
PUBLIC ISLAMIC ALPHA-40 GROWTH FUND
PIA40GF / 7.62%
 
PUBLIC ISLAMIC ASIA DIVIDEND FUND
PIADF / 6.95%
 
PUBLIC ISLAMIC ASIA LEADERS EQUITY FUND
PIALEF / 3.36%

PUBLIC ISLAMIC ASIA TACTICAL ALLOCATION FUND **
PIATAF / 7.37%
 
PUBLIC ISLAMIC BOND FUND
PIBOND / 3.02%

PUBLIC ISLAMIC DIVIDEND FUND (Open For EPF and Cash)
PIDF / 10.81%
 
PUBLIC ISLAMIC ENHANCED BOND FUND
PIEBF / 3.14%
 
PUBLIC ISLAMIC EQUITY FUND (Open For EPF and Cash)
PIEF / 10.55%
 
PUBLIC ISLAMIC INCOME FUND (Open For EPF and Cash)
PI INCOME / 2.78%
 
PUBLIC ISLAMIC INFRASTRUCTURE BOND FUND
PIINFBF /2.76%
 
PUBLIC ISLAMIC MIXED ASSET FUND
PIMXAF / 5.41%
 
PUBLIC ISLAMIC MONEY MARKET FUND (Open For EPF and Cash)
PIMMF / 1.69%
 
PUBLIC ISLAMIC OPPORTUNITIES FUND
PIOF /15.14%
 
PUBLIC ISLAMIC OPTIMAL GROWTH FUND (Open For EPF and Cash)
PIOGF / 9.15%

PUBLIC ISLAMIC SAVINGS FUND
PISVF / 6.76%
 
PUBLIC ISLAMIC SECTOR SELECT FUND
PISSF / 7.51%

PUBLIC ISLAMIC SELECT BOND FUND
PISBF / 2.62%
 
PUBLIC ISLAMIC SELECT ENTERPRISES FUND (Open For EPF and Cash)
PISEF / 10.72%
 
PUBLIC ISLAMIC SELECT TREASURES FUND (Open For EPF and Cash)
PISTF / 9.47%

PUBLIC ISLAMIC STRATEGIC BOND FUND
PISTBF / 2.48%
 
PUBLIC ISLAMIC TREASURES GROWTH FUND
PITGF / 14.22%
 
PUBLIC ITTIKAL FUND (Open For EPF and Cash)
PITTIKAL / 8.09%
 
PUBLIC ITTIKAL SEQUEL FUND
PITSEQ / 10.75%

PUBLIC MONEY MARKET FUND
PMMF / 1.69%
 
PUBLIC NATURAL RESOURCES EQUITY FUND
PNREF / -3.99%
 
PUBLIC OPTIMAL GROWTH FUND
POGF / 7.26%

PUBLIC REGIONAL SECTOR FUND
PRSEC / -5.89%

PUBLIC REGULAR SAVINGS FUND (Open For EPF and Cash)
PRSF / 7.95%
 
PUBLIC SAVINGS FUND (Open For EPF and Cash)
PSF / 6.50%

PUBLIC SECTOR SELECT FUND (Open For EPF and Cash)
PSSF / 4.65%
 
PUBLIC SELECT ALPHA-30 FUND
PSA30F / 6.48%

PUBLIC SELECT BOND FUND (Open For EPF and Cash)
PSBF / 2.05%
 
PUBLIC SINGAPORE EQUITY FUND
PSGEF / 14.56%
 
PUBLIC SMALLCAP FUND
PSMALLCAP / 10.24%
 
PUBLIC SOUTH-EAST ASIA SELECT FUND
PSEASF / 11.35%

PUBLIC STRATEGIC BOND FUND
PSTBF / 2.39%
 
PUBLIC STRATEGIC SMALLCAP FUND
PSSCF / 3.12%

PUBLIC SUKUK FUND
PSKF / 2.40%

PUBLIC TACTICAL ALLOCATION FUND
PTAF / 1.77%


Offline kparam77

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Re: All about Public Mutual.
« Reply #1 on: September 01, 2012, 02:23:09 PM »
Public Mutual declares distribution for 8 funds


Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions for 8 of its funds. The total gross distributions declared for the financial year ending 31 August 2012 are asfollows:

_______________________________________ ________________________________




Fund  Gross Distribution / Unit




Public SmallCap Fund - 6.00 sen per unit

Public Indonesia Select Fund - 1.50 sen per unit

Public Islamic Treasures Growth Fund - 1.50 sen per unit

PB Islamic Equity Fund - 1.50 sen per unit

PB Indonesia Balanced Fund- 1.50 sen per unit

Public Sukuk Fund  - 2.25 sen per unit

PB Bond Fund - 1.50 sen per unit

PB Sukuk Fund - 1.75 sen per unit

Public SmallCap Fund seeks to achieve high capital growth through investments in companies with small market capitalisation with special focus on growth stocks. This year, Public SmallCap Fund won The Edge-Lipper Malaysia Fund Awards 2012 in the Equity Malaysia Small and Mid Caps category for 5 years and 10 years.



Public Indonesia Select Fund aims to achieve capital growth over the medium- to long-term period by investing in a portfolio of investments primarily in the Indonesia market. Public Islamic Treasures Growth Fund on the other hand, seeks to achieve capital growth over the medium- to long-term period by investing primarily in small and medium sized companies, which comply with Shariah-principles.



Meanwhile, PB Islamic Equity Fund seeks to achieve capital growth through a diverse selection of growth stocks that comply with Shariah requirements.

PB Indonesia Balanced Fund aims to achieve income and capital growth over the medium- to long term period by investing in a portfolio of investments primarily in the Indonesia market.



At the same time, Public Sukuk Fund, seeks to provide annual income through investments in sukuk and Islamic money market instruments.



PB Bond Fund aims to provide annual income through investments in fixed income securities and money market instruments. Meanwhile, PB Sukuk Fund aims to provide annual income through investments in sukuk and Islamic money market instruments. Copyright© Public Mutual Berhad (23419-A) ALL RIGHTS RESERVED.



All of the above funds are distributed by Public Mutual unit trust consultants except for PB Islamic Equity Fund, PB Indonesia Balanced Fund, PB Bond Fund and PB Sukuk Fund, which are distributed via Public Bank branches nationwide.

Public Mutual is Malaysia’s largest private unit trust company with 94 funds under management. It has 2.7 million accountholders. As at 31 July 2012, the total net asset value of the funds managed by the Company was RM49.5 billion.

Offline kparam77

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Re: All about Public Mutual.
« Reply #2 on: September 12, 2012, 07:04:26 PM »
EPF makes share market high???
 
 
EPF only managed to give 5 -6% dividends even though dominate local share market.

 
Take the wise decision and make use the EPF investment scheme to max it. 8-10% still better than 5-6% over the time.
 

for more info epf investment scheme at my siggy.
 

Offline Dorky

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Re: All about Public Mutual.
« Reply #3 on: September 12, 2012, 07:09:02 PM »
Public Mutual a loser fund - cannot even keep up with inflation after-tax.
Buy, sell, up, down, gain, gain.

Offline Fala Chen

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Re: All about Public Mutual.
« Reply #4 on: September 12, 2012, 08:21:58 PM »
Public Mutual a loser fund - cannot even keep up with inflation after-tax.

 :thumbsup: :thumbsup: :thumbsup:

Absolutely agree

Waste of time and money to pay for their so called professional employees, fund managers, analysts, back office, sales agents, unit trust agents.


Online iiinvestsmart

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Re: All about Public Mutual.
« Reply #5 on: September 12, 2012, 08:54:32 PM »
Public Mutual a loser fund - cannot even keep up with inflation after-tax.

Never mind. 
The non interest income of Public Bank goes up and this is good for the shareholders of Public Bank.
It’s better to buy a wonderful company at fair price than a fair company at wonderful price.

1.  Understand the business
2.  Business must have DCA
3.  Management with integrity
4.  Buy at a sensible price

Big Fat Pitch.  Focus Investing.  Long term portfolio for capital appreciation and income.

Offline kparam77

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Re: All about Public Mutual.
« Reply #6 on: September 13, 2012, 12:26:44 AM »
Public Mutual a loser fund - cannot even keep up with inflation after-tax.

how abt EPF? can keep up with inflation before/after-tax?

1% can make big diff over the time.... :thumbsup: :thumbsup:

i know u maybe good making money in stocks, thats great, but don't under estimated UT.

instead keep money in EPF, its better to max it via UT.

both EPF and UT invest in blue chips, why diff in returns?

Offline kparam77

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Re: All about Public Mutual.
« Reply #7 on: September 13, 2012, 12:29:37 AM »
:thumbsup: :thumbsup: :thumbsup:

Absolutely agree

Waste of time and money to pay for their so called professional employees, fund managers, analysts, back office, sales agents, unit trust agents.



and u happy with 5-6% EPF returns?
who pay EPF's professional employees, fund managers, analysts, back office, SALARY???????

Offline kparam77

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Re: All about Public Mutual.
« Reply #8 on: September 13, 2012, 12:32:12 AM »
Never mind. 
The non interest income of Public Bank goes up and this is good for the shareholders of Public Bank.

:handshake: :handshake:

Offline kparam77

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Re: All about Public Mutual.
« Reply #9 on: September 17, 2012, 10:47:07 AM »
adakah bagus kalau invest sebelum dividend dan dapatkan full dividedns?

contoh.
u invest RM10,000 dan dividedns 5%. betul, u akan dapat penuh 5%, iaitu RM500.

tapi selepas u dapat rm500. yg tinggal adalah rm9500. bukan rm10,000 atau rm10500.

kalau u re-invest, still rm10,000 dan unit akan bertambah.

yg penting faham apa itu dividedns atau income distribution vs capital gain in UT sebelum beli.

contoh lagi:

Income Distribution VS capital gain.

Total return in UT = income distribution(if any) + Capital gain/loss.

The effect of income distributions if cash out.

Public SmallCap Fund.
Risk Factor : Aggressive.
Financial year : 31 August
Launch Date : 13/06/2000

If RM10,000 invested in this Fund on 13/06/2000. After the service charge, 20,000 units purchased at RM0.470 for the price RM9400.00

Current value/returns as at 01/12/2010:
Public Smallcap Fund = RM40,931.95 with market price RM0.8732 per unit. (the income distribution re-invested)

Public SmallCap fund managed to give up to RM40,931.95 (309.31% in 11 years). with average simple return 28.12 annually.

Actual Profits = RM40,931.95 - RM10,000 = RM30,931.95

Total return = RM30,931.95 / RM10,000 X 100 = 309.31%

Average simple return 309.31% / 11 years = 28.12%

Since the distributions for RM10,000, re-invest back (Compounding interest) , Public Smallcap fund managed to give RM40,931.95 as at 01/12/2010.

tis is call capital gain over the time.

Let see what will happen if the distributions take out as CASH. (No Compounding interest to work for money)

2000 - No distribution given for Public Smallcap fund

2001 - No distribution given for Public Smallcap fund

2002 - RM0.040 given for per unit.
Total units purchased X Rm0.040
20,000 X Rm0.040 = RM800.00 (Taken out)

If the distributions taken out, the remaining units in investment are still 20,000 units.

2003 - RM0.035 given for per unit.
Remaining units X Rm0.035
20,000 X Rm0.035 = RM700.00 (Taken out)

If the distributions taken out, the remaining units in investment are still 20,000 units.

2004 - RM0.050 given for per unit.
Remaining units X Rm0.050
20,000 X Rm0.050 = RM1000.00 (Cash out)

If the distributions taken out, the remaining units in investment are still 20,000 units.

2005 - RM0.060 given for per unit.
Remaining units X Rm0.060
20,000 X Rm0.060 = RM1200.00 (Cash out)


If the distributions taken out, the remaining units in investment are still 20,000 units.

2006 - RM0.050 given for per unit.
Remaining units X Rm0.050
20,000 X Rm0.050 = RM1000.00 (Cash out)


If the distributions taken out, the remaining units in investment are still 20,000 units.

2007 - RM0.090 given for per unit.
Remaining units X Rm0.090
20,000 X Rm0.090 = RM1800.00 (Cash out)


If the distributions taken out, the remaining units in investment are still 20,000 units.


2008 - RM0.080 given for per unit.
Remaining units X Rm0.080
20,000 X Rm0.080 = RM1600.00 (Taken out)

If the distributions taken out, the remaining units in investment are still 20,000 units.

2009 - RM0.080 given for per unit.
Remaining units X Rm0.080
20,000 X Rm0.0850 = RM1600.00 (Cash out)


If the distributions taken out, the remaining units in investment are still 20,000 units.

2010 - RM0.090 given for per unit.
Remaining units X Rm0.090
20,000 X Rm0.090 = RM1800.00 (Cash out)


If the distributions taken out, the remaining units in investment are still 20,000 units.

Total incomes/distributions taken out (Cash out) are:
2002 -RM800.00 (No Compounding interest for next 8 years)
2003 - RM700.00 (No Compounding interest for next 7 years)
2004 - RM1000.00 (No Compounding interest for next 6 years)
2005 - RM1200.00 (No Compounding interest for next 5 years)
2006 - RM1000.00 (No Compounding interest for next 4 years)
2007 - RM1800.00 (No Compounding interest for next 3 years)
2008 - RM1600.00 (No Compounding interest for next 2 years)
2009 - RM1600.00 (No Compounding interest for next 1 years)
2010 - RM1800.00 (No Compounding interest for next 0 years)

Total - RM11,500.00.
If the remaining 20,000 units sell-back at RM0.8732 on 01/12/2010 = RM17,464.00
Total returns = RM11,500.00 + RM17,464.00 = RM28,964.00 only

So,
If the distributions NOT taken out and let the compounding interest work, As at 01/12/2010 the return is RM40,931.95.

If the distributions taken out, the return only = RM 28,964.00.

Diff = RM40,931.95 - RM 28,964.00 = RM11,967.95


If distributions re-invest back, the units will grow and more returns over the time if the fund perform well.

so, this is how to get high capital gain by re-invest the income over the time.



 
--------------------------------------------------------------------------------------------------------------------------------------------

Offline kparam77

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Re: All about Public Mutual.
« Reply #10 on: October 01, 2012, 02:48:31 PM »


Public Mutual declares distribution for Public Enterprises Bond

Fund



Public Bank’s wholly-owned subsidiary, Public Mutual, declared a gross distribution

of 0.25 sen per unit and unit split of 1:100 for Public Enterprises Bond Fund

(PENTBF). The distribution announcement was made in conjunction with the fund’s

financial period ending 30 September 2012.



PENTBF, which was launched in March 2012, aims to provide annual income

through investments in fixed income securities and money market instruments.



PENTBF seeks to meet its objective of providing annual income by investing at least

75% of its net asset value (NAV) in sovereign bonds and corporate bonds issued by

entities with total assets exceeding RM3 billion at the point of purchase. The balance

of the fund’s NAV will be invested in other corporate bonds and money market

instruments.



PENTBF is suitable for investors with conservative risk-reward profiles, seeking

stability of annual income with some safety of principal.



Public Mutual is Malaysia’s largest private unit trust company with 94 funds under

management. It has 2.7 million accountholders. As at end August 2012, the total net

asset value of the funds managed by the Company was RM49.95 billion.

------------------------------------------------------------------------

Public Mutual mengumumkan pengagihan untuk Public Dana

Enterprises Bond





Anak syarikat milik penuh Public Bank, Public Mutual, mengumumkan pengagihan

kasar sebanyak 0.25 sen seunit dan pecahan unit sebanyak 1:100 bagi Public Dana

Enterprises Bond (PENTBF). Pengumuman pengagihan tersebut dibuat sempena

dengan tempoh kewangan dana berakhir pada 30 September 2012.



PENTBF yang telah dilancarkan pada bulan Mac 2012, bermatlamat untuk

menyediakan pendapatan tahunan melalui pelaburan dalam sekuriti pendapatan tetap

dan instrumen pasaran wang.



PENTBF bertujuan untuk mencapai objektifnya dengan menyediakan pendapatan

tahunan dengan melabur sekurang-kurangnya 75% daripada nilai aset bersihnya

(NAB) ke dalam bon berdaulat dan bon korporat yang dikeluarkan oleh entiti-entiti

yang mempunyai jumlah aset melebihi RM3 bilion pada masa pembelian. Baki NAB

dana akan dilaburkan ke dalam bon-bon korporat dan instrumen pasaran wang lain.



PENTBF adalah sesuai bagi pelabur-pelabur yang bersifat konservatif dalam menerima

risiko dan ganjaran serta ingin memperolehi pendapatan tahunan yang stabil dengan

wang pokok yang agak selamat.



Public Mutual merupakan syarikat unit amanah swasta yang terbesar di Malaysia

dengan menguruskan sebanyak 94 dana. Syarikat tersebut mempunyai seramai lebih



2.7 juta pemegang akaun. Pada akhir bulan Ogos 2012, jumlah nilai aset bersih dana

yang diuruskan oleh syarikat tersebut adalah sebanyak RM49.95 bilion.

Offline gnfr

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Re: All about Public Mutual.
« Reply #11 on: October 01, 2012, 03:00:02 PM »
This is fund performance start from 01/01/2012, as at 31/07/2012.



 
PUBLIC AGGRESSIVE GROWTH FUND (Open For EPF and Cash)
PAGF / 3.51%
 
PUBLIC ASIA ITTIKAL FUND
PAIF / 6.81%

PUBLIC AUSTRALIA EQUITY FUND
PAUEF /6.81%

PUBLIC BALANCED FUND(Open For EPF and Cash)
PBF / 2.11%

PUBLIC BOND FUND
PBOND /2.99%

PUBLIC CHINA ITTIKAL FUND
PCIF / -8.36%
 
PUBLIC CHINA SELECT FUND
PCSF / -17.09%

PUBLIC CHINA TITANS FUND
PCTF / -0.92%
 
PUBLIC DIVIDEND SELECT FUND (Open For EPF and Cash)
PDSF / 9.58%
 
PUBLIC ENHANCED BOND FUND
PEBF / 4.1%
 
PUBLIC ENTERPRISES BOND FUND
PENTBF / 1.26%

PUBLIC EQUITY FUND (Open For EPF and Cash)
PEF / 3.20%

PUBLIC FAR-EAST ALPHA-30 FUND
PFA30F / -0.20

PUBLIC FAR-EAST BALANCED FUND
PFEBF / 2.62%

PUBLIC FAR-EAST CONSUMER THEMES FUND
PFECTF / 3.33%
 
PUBLIC FAR-EAST DIVIDEND FUND
PFEDF / -1.57%
 
PUBLIC FAR-EAST PROPERTY & RESORTS FUND
PFEPRF / 14.25%

PUBLIC FAR-EAST SELECT FUND
PFES / -6.96%
 
PUBLIC FAR-EAST TELCO & INFRASTRUCTURE FUND
PFETIF / -4.36%
 
PUBLIC FOCUS SELECT FUND (Open For EPF and Cash)
PFSF / 12.97%

PUBLIC GLOBAL SELECT FUND
PGSF / 4.91%
 
PUBLIC GROWTH FUND (Open For EPF and Cash)
PGF / 2.60%
 
PUBLIC INDEX FUND (Open For EPF and Cash)
PIX / 6.71%
 
PUBLIC INDONESIA SELECT FUND
PINDOSF / 1071%
 
PUBLIC INDUSTRY FUND (Open For EPF and Cash)
PIF / 6.70%
 
PUBLIC INSTITUTIONAL BOND FUND
PINBOND / 1.86%
 
PUBLIC ISLAMIC ALPHA-40 GROWTH FUND
PIA40GF / 7.62%
 
PUBLIC ISLAMIC ASIA DIVIDEND FUND
PIADF / 6.95%
 
PUBLIC ISLAMIC ASIA LEADERS EQUITY FUND
PIALEF / 3.36%

PUBLIC ISLAMIC ASIA TACTICAL ALLOCATION FUND **
PIATAF / 7.37%
 
PUBLIC ISLAMIC BOND FUND
PIBOND / 3.02%

PUBLIC ISLAMIC DIVIDEND FUND (Open For EPF and Cash)
PIDF / 10.81%
 
PUBLIC ISLAMIC ENHANCED BOND FUND
PIEBF / 3.14%
 
PUBLIC ISLAMIC EQUITY FUND (Open For EPF and Cash)
PIEF / 10.55%
 
PUBLIC ISLAMIC INCOME FUND (Open For EPF and Cash)
PI INCOME / 2.78%
 
PUBLIC ISLAMIC INFRASTRUCTURE BOND FUND
PIINFBF /2.76%
 
PUBLIC ISLAMIC MIXED ASSET FUND
PIMXAF / 5.41%
 
PUBLIC ISLAMIC MONEY MARKET FUND (Open For EPF and Cash)
PIMMF / 1.69%
 
PUBLIC ISLAMIC OPPORTUNITIES FUND
PIOF /15.14%
 
PUBLIC ISLAMIC OPTIMAL GROWTH FUND (Open For EPF and Cash)
PIOGF / 9.15%

PUBLIC ISLAMIC SAVINGS FUND
PISVF / 6.76%
 
PUBLIC ISLAMIC SECTOR SELECT FUND
PISSF / 7.51%

PUBLIC ISLAMIC SELECT BOND FUND
PISBF / 2.62%
 
PUBLIC ISLAMIC SELECT ENTERPRISES FUND (Open For EPF and Cash)
PISEF / 10.72%
 
PUBLIC ISLAMIC SELECT TREASURES FUND (Open For EPF and Cash)
PISTF / 9.47%

PUBLIC ISLAMIC STRATEGIC BOND FUND
PISTBF / 2.48%
 
PUBLIC ISLAMIC TREASURES GROWTH FUND
PITGF / 14.22%
 
PUBLIC ITTIKAL FUND (Open For EPF and Cash)
PITTIKAL / 8.09%
 
PUBLIC ITTIKAL SEQUEL FUND
PITSEQ / 10.75%

PUBLIC MONEY MARKET FUND
PMMF / 1.69%
 
PUBLIC NATURAL RESOURCES EQUITY FUND
PNREF / -3.99%
 
PUBLIC OPTIMAL GROWTH FUND
POGF / 7.26%

PUBLIC REGIONAL SECTOR FUND
PRSEC / -5.89%

PUBLIC REGULAR SAVINGS FUND (Open For EPF and Cash)
PRSF / 7.95%
 
PUBLIC SAVINGS FUND (Open For EPF and Cash)
PSF / 6.50%

PUBLIC SECTOR SELECT FUND (Open For EPF and Cash)
PSSF / 4.65%
 
PUBLIC SELECT ALPHA-30 FUND
PSA30F / 6.48%

PUBLIC SELECT BOND FUND (Open For EPF and Cash)
PSBF / 2.05%
 
PUBLIC SINGAPORE EQUITY FUND
PSGEF / 14.56%
 
PUBLIC SMALLCAP FUND
PSMALLCAP / 10.24%
 
PUBLIC SOUTH-EAST ASIA SELECT FUND
PSEASF / 11.35%

PUBLIC STRATEGIC BOND FUND
PSTBF / 2.39%
 
PUBLIC STRATEGIC SMALLCAP FUND
PSSCF / 3.12%

PUBLIC SUKUK FUND
PSKF / 2.40%

PUBLIC TACTICAL ALLOCATION FUND
PTAF / 1.77%



why don't you highlight the return since the inception of respective funds for the benefit of everyone

Offline kparam77

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Re: All about Public Mutual.
« Reply #12 on: October 01, 2012, 03:45:45 PM »
i'm not allowed to post the link at the moment, u can go to publicmutual website --> our products --> fund performance.

tq

Offline kparam77

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Re: All about Public Mutual.
« Reply #13 on: October 02, 2012, 09:42:58 AM »
NEW REQUIREMENT FOR MUTUAL GOLD.

We wish to inform that effective 1 January 2013, the new requirement for Mutual Gold Members will be a minimum investment of 120,000 Mutual Gold Qualifying Points (MGQP), based on the First Registered Holder.

Existing Mutual Gold Members will continue to enjoy the Mutual Gold exclusive privileges and benefits based on the minimum investment of 100,000 MGQP. However, the new requirement of 120,000 MGQP will apply if they lose their Mutual Gold status (ie. their total MGQP drops below 100,000 and they do not top up within three (3) months).

Mutual Gold members will enjoy the following exclusive benefits and privileges namely :

•                     Free Group Personal Accident with Permanent Disability Insurance coverage of up to RM500,000. Please refer to the terms and conditions of this insurance coverage.

• A complimentary Magazine

• Quarterly Statement of Accounts

• Repurchase Cheques Within 2 Business Days

• A Co-Brand Mutual Gold-PB Visa Platinum Credit Card which comes with:  -Annual fee waiver

•    RM50 Activation Cash Reward & RM50 Anniversary Cash Reward

•   PB Cash MegaBonus of up to 0.9% on selected retail purchases

• 0.3% Mutual Gold Cash Bonus on selected retail purchases, subject to a     maximum payment of RM100 per annum, to be credited to the card  account during birthday month.

-A chance to win a Surprise Gift on your birthday!
• Free Will Writing service
• Free Trust Nominations

• Invitation to seminars and investment talks

So, those invest or complete regular investment or top up to RM100,000 before 31 Dec 2012, will eligible for Mutual Gold Member. Starting 1st Jan 2013, it will be RM120,000.


Kindly pls call your servicing agent for more detail.

Offline sangkancil

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Re: All about Public Mutual.
« Reply #14 on: October 02, 2012, 04:29:09 PM »
may i know, why the fund invested in oversea have very bad performance?

is it they lack of experience?

Offline little banana

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Re: All about Public Mutual.
« Reply #15 on: October 02, 2012, 04:39:50 PM »
thanks for your updating :) :) :)
-A chance to win a Surprise Gift on your birthday!
hmm.. did anyone win a surprise gift on birthday?

NEW REQUIREMENT FOR MUTUAL GOLD.

We wish to inform that effective 1 January 2013, the new requirement for Mutual Gold Members will be a minimum investment of 120,000 Mutual Gold Qualifying Points (MGQP), based on the First Registered Holder.

Existing Mutual Gold Members will continue to enjoy the Mutual Gold exclusive privileges and benefits based on the minimum investment of 100,000 MGQP. However, the new requirement of 120,000 MGQP will apply if they lose their Mutual Gold status (ie. their total MGQP drops below 100,000 and they do not top up within three (3) months).

Mutual Gold members will enjoy the following exclusive benefits and privileges namely :

•                     Free Group Personal Accident with Permanent Disability Insurance coverage of up to RM500,000. Please refer to the terms and conditions of this insurance coverage.

• A complimentary Magazine

• Quarterly Statement of Accounts

• Repurchase Cheques Within 2 Business Days

• A Co-Brand Mutual Gold-PB Visa Platinum Credit Card which comes with:  -Annual fee waiver

•    RM50 Activation Cash Reward & RM50 Anniversary Cash Reward

•   PB Cash MegaBonus of up to 0.9% on selected retail purchases

• 0.3% Mutual Gold Cash Bonus on selected retail purchases, subject to a     maximum payment of RM100 per annum, to be credited to the card  account during birthday month.

-A chance to win a Surprise Gift on your birthday!
• Free Will Writing service
• Free Trust Nominations

• Invitation to seminars and investment talks

So, those invest or complete regular investment or top up to RM100,000 before 31 Dec 2012, will eligible for Mutual Gold Member. Starting 1st Jan 2013, it will be RM120,000.


Kindly pls call your servicing agent for more detail.
2 little bananas a day keeps constipation away

Offline kparam77

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Re: All about Public Mutual.
« Reply #16 on: October 02, 2012, 09:38:16 PM »
may i know, why the fund invested in oversea have very bad performance?

is it they lack of experience?


yes, local market doing well than oversea market at the moment. so, better keep the money in local-loh.

looks like china market getting worst and worst at diskoun price. US is coming up if i not mistaken. mesti-lah US up.. malaysia pun up, reginal pun up.

Offline kparam77

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Re: All about Public Mutual.
« Reply #17 on: October 02, 2012, 09:43:33 PM »
may i know, why the fund invested in oversea have very bad performance?

is it they lack of experience?


pls go to company web site and read the annual report. u may get some clear picture. i think most of UT company in malaysia facing similar issue with oversea funds.


Offline alfredfx

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Re: All about Public Mutual.
« Reply #18 on: October 02, 2012, 10:18:18 PM »
the problem for public mutual is that the funds are getting too big thanks to all the agents who manage to persuade clients whilst clients perceive it as a good/reliable brand without considering the new term return.

IF you are going to tell your client, 10Y performance is 15%, you are giving an expectation of 15% average for the next 10 years.

Given the current market condition, PM is not able to outperform the market. What can we expect more ?

Instead of 10 years return, also you can pull out 3Y and 5Y, a lot of them underperform, and not just only foreign funds but also locals.

Why dont you tell me reasons of investing @ PM instead of Hwang, CIMB, etc who actually gives better returns for the last 5 years.

And mind you, with the rolling performance effect, i believe for the next 2-3 years, you probably not going to see public mutual winning awards ... am i * you .. tell you .. the people there is expecting this now.
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Offline sangkancil

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Re: All about Public Mutual.
« Reply #19 on: October 03, 2012, 12:52:11 PM »
pls go to company web site and read the annual report. u may get some clear picture. i think most of UT company in malaysia facing similar issue with oversea funds.



i just want a conclusion.... lazy to read.. since u guys are expert from PBB mutual

in investment- we want end result which is positive yield......

Offline kparam77

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Re: All about Public Mutual.
« Reply #20 on: October 03, 2012, 06:54:17 PM »
the problem for public mutual is that the funds are getting too big thanks to all the agents who manage to persuade clients whilst clients perceive it as a good/reliable brand without considering the new term return.

IF you are going to tell your client, 10Y performance is 15%, you are giving an expectation of 15% average for the next 10 years.

Given the current market condition, PM is not able to outperform the market. What can we expect more ?

Instead of 10 years return, also you can pull out 3Y and 5Y, a lot of them underperform, and not just only foreign funds but also locals.

Why dont you tell me reasons of investing @ PM instead of Hwang, CIMB, etc who actually gives better returns for the last 5 years.

And mind you, with the rolling performance effect, i believe for the next 2-3 years, you probably not going to see public mutual winning awards ... am i bull****ing you .. tell you .. the people there is expecting this now.

i understand ur meaning.

i also believe past performance is not indicative of future performance.

thats why my expactation compounded returns is 8% and the most 10%. i tak berani say more than 10% to my prospects.

personaly dont beleive if a fund can outperform 5 yrs and will continue  following yrs including PM. its all depends, how the funds perform and the market condition.

yes, i also monitor other fund houses doing better in certain funds. but its not meaning PM not for UT. PM also hv some funds outperform too.

 i simply dont close the sales with clients in 1 meeting. i will make sure they undersand well abt UT before sign up. i'm still holding some of EPF and cash cases and waiting for better time to enter to the market. local equity is high now. unless for regular investment which not need to time the market.

Offline kparam77

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Re: All about Public Mutual.
« Reply #21 on: October 03, 2012, 07:09:06 PM »
i just want a conclusion.... lazy to read.. since u guys are expert from PBB mutual

in investment- we want end result which is positive yield......

very simple, if the oversea market is good, the fund performance also will be good and vise versa. and u hv to think first before commit to these kind of funds. oversea funds also face the currency risk.

to be honnest to u, i'm an agent only, and not in the right posotion to give u answer why oversea funds not performing since i'm not the FM. that why i ask u to read the annual report given by FM. my job is educate my prospect abt UT within my limit and give waht my proepcts want.

i personaly dont invest in foreign market becasue i believe local market is good enuf or just hv 30% expoesure in oversea market.

Offline NIC99

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Re: All about Public Mutual.
« Reply #22 on: October 03, 2012, 07:58:21 PM »
Public Mutual all conman. My investment in their China Fund still loose 20% after three years even WITH distribution reinvested. The fund performance is under-performing their benchmark significantly. Benchmark shows 12% gain but the fund only shows 1%. Tengok pun marah. When the fund was first launched, they told me how good their funds are, the importance of diversification etc

Their upfront sales charge is 5.50%. Unit trust agents pocket at least 2.5%. Still have to pay annual management fees 1.75% and trustee fees. Conman kao kao !   :swear: :finger:


Offline Dorky

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Re: All about Public Mutual.
« Reply #23 on: October 03, 2012, 08:36:19 PM »
Public Mutual caters to people who are not financially savvy, people who feel contented with 4% to 8% return a year.
Buy, sell, up, down, gain, gain.

Offline kparam77

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Re: All about Public Mutual.
« Reply #24 on: October 03, 2012, 09:28:03 PM »
Public Mutual all conman. My investment in their China Fund still loose 20% after three years even WITH distribution reinvested. The fund performance is under-performing their benchmark significantly. Benchmark shows 12% gain but the fund only shows 1%. Tengok pun marah. When the fund was first launched, they told me how good their funds are, the importance of diversification etc

Their upfront sales charge is 5.50%. Unit trust agents pocket at least 2.5%. Still have to pay annual management fees 1.75% and trustee fees. Conman kao kao !   :swear: :finger:



sorry abt china funds. is it china ittikal fund?
lump sum or regular investment?
waht is ur cost per unit?
still holding it?

distribution is for income not for gain. the fund value is same before and after the disrtibution if re-invest it.

abt the chrges/fees.. u shud know abt it before commit it. not fair blame now. every thing clearly stated in prospectus.

since u lost money, agents become conman... if u made money agent become????

not fair....not fair....

Offline sangkancil

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Re: All about Public Mutual.
« Reply #25 on: October 03, 2012, 10:43:15 PM »
to be fair, to pbb mutual.. really some fund is performing, some is not performing

i invested in public dividend select fund , now sitting in 100 % profit  since 2003

public far east property & resort  earn minimal profit after many year...

however

tactical fund.. bad.. bleeding after 4-5 year

far east dividend fund -bad- bleeding after 4-5 year

my conclusion is PBB only good in local fund only..

oversea fund.. ....... :sweat: :sweat: :sweat:, it all depend on your luck

Offline sangkancil

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Re: All about Public Mutual.
« Reply #26 on: October 03, 2012, 10:45:29 PM »
the fund manager who manage oversea fund.. maybe lack of experience... :thumbsdown: :thumbsdown:

Offline wanlee

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Re: All about Public Mutual.
« Reply #27 on: October 03, 2012, 10:49:22 PM »
i should be thankful to my **** agent...becoz of her...i bought piitikal and psmallcap...and make  :cash: :cash: :cash: :cash:...thnks public mutual
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Offline sangkancil

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Re: All about Public Mutual.
« Reply #28 on: October 03, 2012, 10:53:44 PM »
i m lucky .. becoz i put very little money in it,...

i just wana test my investment return vs pbb mutual.....

so overall still in profit...


Offline sangkancil

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Re: All about Public Mutual.
« Reply #29 on: October 04, 2012, 05:51:37 PM »
if switch fund to pbb money market fund.. got extra charge like rm 25 or not?

dun know wana take out my money or keep parking in pbb mutual

my far east property & resort fund after many many year only can get profit a few hundred ringgit...

Offline kparam77

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Re: All about Public Mutual.
« Reply #30 on: October 05, 2012, 08:05:00 AM »
if switch fund to pbb money market fund.. got extra charge like rm 25 or not?

dun know wana take out my money or keep parking in pbb mutual

my far east property & resort fund after many many year only can get profit a few hundred ringgit...

no switching fees from equity/balance funds to MM funds after 90 days.

Offline zenith

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Re: All about Public Mutual.
« Reply #31 on: October 30, 2012, 09:23:34 AM »
EPF banned this Public Mutual starting yesterday....

Offline kparam77

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Re: All about Public Mutual.
« Reply #32 on: October 30, 2012, 04:34:19 PM »
THIS POST IS CLOSED.

Offline pearl_white

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Re: All about Public Mutual.
« Reply #33 on: October 30, 2012, 05:37:46 PM »
Flip flop.

lifted already.

Offline kok_hwa

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Re: All about Public Mutual.
« Reply #34 on: December 07, 2018, 02:36:16 PM »
 :thumbsup: :thumbsup: :clap: