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Which insurance to buy to cover TPD because of accident and illness?

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xyxUe3:
Which insurance to buy to cover total permanent disability because of accident and illness?
What is the yearly premium for a sum assured of RM 1, 000, 000?
Would it possible to pay for 20-30 years premium in one lump sum? Any discount then?  :handshake:

KLSE LOSSER:
Go get few insurance agents quotations and compare. .. the more u know... more expert u r....

Dorky:
If buy term insurance for death, then premium for RM1 million coverage is around RM1,000 per year.

If disable, can still learn new skills to sell, like knitting, sewing, typing, home-based, etc.

allmoor:
Which insurance to buy to cover total permanent disability because of accident and illness?
What is the yearly premium for a sum assured of RM 1, 000, 000?
Would it possible to pay for 20-30 years premium in one lump sum? Any discount then?
 
We have to follow the package that offer by the insurance company. Also, one thing to highlight you is that different company provide different sum assured. So, it's best to get more quotation in order to know which one is suitable to you.

BladeW:

--- Quote from: xyxUe3 on July 13, 2015, 10:30:05 PM ---Which insurance to buy to cover total permanent disability because of accident and illness?
What is the yearly premium for a sum assured of RM 1, 000, 000?
Would it possible to pay for 20-30 years premium in one lump sum? Any discount then?  :handshake:

--- End quote ---

There are many type of insurance that are included with tpd. If you have enough money, yes you can one lump sum but you cannot predict what might come next. It's safe to pay monthly instead of lump sum. Of course, you have to listen the advise from your insurances agent then only decide what to do.

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